2
Dec
2007
A Seven Part Car Insurance Best Kept Secrets Revealed
Part I - The Collision Damage Waiver, Credit Card and Comprehensive Car Insurance
Car insurance companies in Chicago or anywhere else these days are getting stricter because of numerous scams by professional auto insurance scammers conniving with each other to squeeze through the funds of auto insurance companies using the loopholes left within company rules. Although this is the case, there some hidden ways and concrete possible leads to getting the best out of your auto insurance at the end of a campaign to get the least possible lowering ends while achieving the best high payouts when claims are on the table.
It can be a tricky business but there are sure ways for sure especially if you have access to some of the hidden car insurance best kept secrets. This will help you get all the best possible advantage from auto insurance claims to auto insurance premium payment and hopefully, this will play a big part in returning the favor by telling your friends and people close to you about it.
Collision Damage for Car Rental Insurance
The Collision Damage Waiver (CDW) will play an important role on your car rental fees with the use of a car insurance. This could dramatically increase your car rental cost up to about 20% more but it can be avoided if you know what to do with it when the time comes. This is what these car rental companies would not tell you about the CDW:
Most car rental companies and agents would only encourage or convince you in any way to accomplish filling up some form for purchase of car rental insurance, in the car rental’s case, it is the Collision Damage Waiver. Most commonly, these waivers are being endorsed by car rental agents who get commission / incentives from pushing these over to car rental patrons.
What most people don’t know about this is that this CDW is actually not a necessity. Yes! You don’t actually need it when you already have a full coverage on your comprehensive car insurance category which you pay for your own car. The comprehensive car insurance actually covers this Collision Damage so there is no need for applying for the CDW in the car rental company contrary to what the car insurance agent would always say. Imagine how much you can save out of knowing this information?
On the other hand, if you are traveling in a car with no car insurance at all, it might just work for you to take the CDW. But if you have a credit card where the terms include car insurance coverage and protection from collision damage, it is most likely that you won’t need the CDW anymore. In case you don’t know, many credit card companies offer protection or car insurance covering car rentals when you transact car rental negotiations using the same credit card. Make sure then that you know about this car insurance scheme by asking on the credit card company authorities for information on this right before you decline a deal with the car rental company who offers you to take a Collision Damage Waiver for your insurance.
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