Chicago Auto Insurance

Vehicular Damage and Small Court Claims

Ever had auto insurance experience where you let a friend use your car and he got the vehicle into a vehicular damage? This is your chance to know more about the details of how to’s when this case happens to you as Chicago Auto Insurance discusses about how to best deal with cases like this types of accident.

The case is this, you are out on abroad or somewhere where you don’t even need to use your car as the company had it all provided just for you including all possible accommodations for the work that you are doing. What happens is you let your car be used by a best friend while you are away for on said work for the time being. While away, you suddenly received a message informing you that your car got into an accident but your best friend told you that he will get it fixed just in time for your return.

What happens is that when you got back from the work you are in, the car your best friend promised to get fixed before your return is not yet repaired. You then got it estimated and still your friend doesn’t seem to bother to have it all done after all the efforts. Finally you decided to get out there and get it all fixed as you already have problems using the car and must be done outright so you got on it. When the bill came and you told your best friend that the bill is $ 635.00 for the damages and repair charges he said and he agreed to pay you that amount but three months had passed and you still got no return of the paid repair bill for your car.

So you decided to take to small auto insurance claims to court so just to put it into a settlement with him and let him know that obligations are obligations and there is a boundary between being friends and commitment. The thing is that you are not even sure if you have enough grounds for what you want to claim.

All you have are the proof of payment which is the receipt from the auto body repair shop where you got the car fixed and the admission that he indeed did the damage while you let him use your car in an online conversation, all completely archived in your message box. Problem is that you got the part where the first message telling about the damage to your car all deleted and you are not even sure if you can get it back anymore.

The question is, is it still worth bringing the case to small claims court? Do you have a shot at getting what should be rightfully yours? And if so, what are the other needs that you should get in order to make a solid claim?

I believe that you indeed have a case especially if what you have is a case of small claims only and you said that you have such evidences that show that your best friend after all should be held liable for what happened to your car. The auto insurance agent that you have your car should first be contacted in this case and also you can try and make other research from online free advice lawyers if you really have to do it and if it will prosper to your advantage. Don’t forget to tell everything that you have inline so that things will be fine. Otherwise, it is always nice to politely tell your friend in an honest way that the money you spent in the repair of your car which he indeed admittedly damaged should be paid without compromising your friendship.

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